Targeted investing for you

Achieve your financial goals with ease and confidence. With Vive, you invest automatically and purposefully based on your personal needs.

Easily arranged. You don't have to figure out the best investment strategy yourself - we do that for you.

More for you. Thanks to the low cost of passive investing, you keep more of your returns.

Smart and safe. Your assets are invested in a diversified manner, reducing your risk of fluctuations in individual stocks or bonds.

The financial planning platform - for everyone

Licensed investment firm.

EU27 Investment license

Complies with laws and regulations in the Netherlands and Europe

Mobile app 4.9/5

Always at hand and can be used anywhere

Investment Engine

Translates each goal into a unique investment plan

How does investing with Vive work?

See what we can do for you below.

Siege on autopilot

With Vive, you invest on autopilot. Vive has built a financial model that creates thousands of investment strategies based on 2000+ different economic scenarios. From these scenarios, the optimal strategy is chosen.

Automatically invest globally

Vive's investment model automatically puts together a mix of funds that perfectly fit your goals, desires and situation. Should your plan change, or your situation change, our model instantly calculates a new strategy that fits.

Decide your investment goal(s)

At Vive, we realize that investing is different for each person. Everyone's goals are different. With us, it is possible to create an individual investment strategy for each goal. For example, if you want to invest for a house, a trip around the world or a sabbatical, it's all possible.

Personal plans and tracking

Behind every financial plan and investment goal is a specifically measured investment strategy. We balance risk and profit optimally so you arrive at your goal faster. We also help you through tracking. So you always see how you're doing and how much or when you need to add.

savings plan

What others think of Vive

Read it in our customers' reviews.

Vive invests better than I
‍‍

"There are three things very good about Vive. 1 = that I don't spend time researching which funds to buy. 2 = that they indicate if I am 'on track' and if I am not, what actions I need to take. 3 = they rebalance and automatically reduce risk, (...) in addition, I find it very relaxing that my money is in a bank and that the management fees are not too high."

Floris de S.

Apple AppStore

Warmly recommended

"Nice app with a 1 stop shop solution for long term investing according to the principles and algorithms that are peoples to solvency principles used by insurance companies and pension funds."

Pieter MW

Apple AppStore

Top if you want to invest money instead of time

"Very clear app that allows you to set different investment goals and takes the real investing out of your hands. This way you invest money but invest little time. Moreover, nice return in challenging market conditions through diversified investments! So highly recommended."

RSG4

Apple AppStore

Great app with great features

"Finally an all-in-one app that allows me to easily create different financial plans. The great thing about Vive is that I don't have to do anything myself -they invest for me. Highly recommended for anyone looking for an easy way to put money to work."

JanJaapp

Apple AppStore

I don't know everything yet

"So far so good.... The app works pretty well and the chat gives very quick response. That's nice. I see active investment policy from the people and that is going well so far. So I don't know everything yet, but so far ok.

Okkomar

Apple AppStore

An app that invests for me

"Handy! Now I don't have to keep an eye on all the quotes."

RH Leiden

Apple AppStore

Easy app that invests for you

"Super easy app that invests for you. I am a poor investor myself, never have time or the energy to deal with this. Vive does the work for you and keeps you on the right track. Ideal app for investing if yourself have a busy schedule."

Telmelissa R.

Apple AppStore

Right off the bat

Download the app

Go to the Apple app store or Google playstore and download the Vive app.

Create your account

In the app, create your account, start the onboarding and sign the agreement.

Make your first plan

Create your first investment plan and start building your wealth right away.

Get a detailed explanation without obligation

Get a complete picture of the pension landscape in the Netherlands in just 30 minutes. Includes an overview of all options and choices.

30 min.
Google Meet
Paul Spronk

The Footnote

Investing offers opportunities, but it also comes with risks. It is possible that you will lose (part of) your investment. Therefore, it is wise to first understand the risks involved. Read on and find out how to invest responsibly. You can see our full investment policy here.

Frequently asked questions

What are fund fees?

Fund fees, or management fees, are the fees charged by a mutual fund for managing and administering the fund. These include management fees (fees for fund management), administration fees (fees for administration and accounting), distribution fees (fees for marketing and distributing the fund) and other fees (e.g., legal and operational fees). These costs are deducted from the fund's return, reducing the net gain to investors.

What are investment fees?

Investment fees are the costs you incur when investing in financial products. They include transaction fees (fees for buying and selling investments), fund fees (fees for managing mutual funds), custody fees (fees for keeping investments), advisory fees (fees for financial advice), foreign exchange fees (fees for currency exchanges).

How do I close my Vive account?

What a shame that you are considering leaving us. We want to thank you for using our app! If you choose to close your Vive account, you can easily arrange this through the Vive App. In the menu, you'll find the "Close Account" option. Once we receive your request, we will block your account and send you a confirmation once everything has been completed. Make sure you have withdrawn your money before your account closes and your accrued pension is transferred to another provider. After closing your Vive account, your data will be processed according to the AVG: Personal data from financial institutions are kept for 5 - 7 years according to the 'MiFID2' directive and then completely deleted. Can't log into your Vive account (anymore)? Have you not received a confirmation email within 2 weeks? If so, please send an email to support@viveapp.com with the email address you signed up with.

What is a good pension?

A good pension is an income you receive after you stop working that allows you to live comfortably. Its amount depends on your personal standard of living, desires, and the expenses you expect to have during retirement.

What is the expected outcome?

The expected outcome is an estimate of the retirement income you can expect based on the investment strategy Vive puts together specifically for your situation. This result may vary due to market fluctuations and personal choices