A separate account for each employee
Flexible, simple and all in one app at low cost.
Unnecessary high costs
Traditional pension plans often involve high costs for both set-up and maintenance. This makes it unattractive for many employers and employees to set them up.
Lack of flexibility
Many pension plans are inflexible and offer little control to employers and employees. For example, employers must close it for everyone and cannot scale up and down the pension whenever they want.
Insufficient understanding
Traditional retirement plans provide little insight into your financial status and prospects. This makes it difficult to make considered choices. It prevents you from setting the right priorities and planning for retirement.
Traditional retirement no longer works - time for change
Personalized retirement for all.
Workers organize their own future
Save, time, effort and red tape.
Save time and effort
Set up the pension plan once and then let employees manage their pensions. "Just set it and forget it."
No hassle
Reduced administration through a direct connection to the tax authorities. All data is transmitted instantly - and ready for employees in their tax returns.
A pension that fits each person's unique situation
Each retirement plan is tailored to the unique characteristics and needs of your employees.
Always grip
Understanding expectations and flexibility to adjust. Know where you stand.
Unique route
Creates the optimal strategy for each goal, matched the employee's profile.
A separate arrangement for each employee
Customized pension. You choose who you offer it to if you make extra contributions and how much.
Pension per individual
You can choose for each individual whether they get a pension plan.
Determine the deposit
You can determine for each individual what the amount of the deposit should be. The starting point is €0 and the "sky is the limit.
Prepare your company and employees for the future
Employers speaking.
Niek Hoek
Director, Brandaris Capital
Andrea Lamela Puga
COO, Spectal Energy
Wondering what your pension could look like?
Calculate it here.
Get a grip on your retirement. Reduce your money worries.
Deposit tax-advantaged money. Achieve greater returns.
Put targeted money to work. Ensure a bright future.
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Discover all retirement options for your business
Get a complete picture of the pension landscape in the Netherlands in just 30 minutes. Includes an overview of all options and choices.
*Always invest consciously
Investing offers opportunities but also has risks - you can lose (part of) your investment. It is therefore wise to understand the risks well in advance. More about this in the investment policy. If you have any questions, please contact us. Vive is an asset manager licensed in the Netherlands.
Frequently asked questions
Short answers
A good pension is an income you receive after you stop working that allows you to live comfortably. Its amount depends on your personal standard of living, desires, and the expenses you expect to have during retirement.
The expected outcome is an estimate of the retirement income you can expect based on the investment strategy Vive puts together specifically for your situation. This result may vary due to market fluctuations and personal choices
The deposit needed for a desired retirement income varies from person to person and depends on your retirement goal, age, desired retirement age, and expected returns. The retirement calculator can help you determine this amount. You can base a rough calculation of the deposit on the eventual monthly income you want during your retirement. You calculate or determine how much you want per month. Then you calculate back how much you need to put in to achieve this.
An annuity is a financial product that provides a periodic payment, such as monthly or annually, for a specified period of time or for life. This can be part of your pension accrual, where you convert part of your pension capital into a fixed benefit.