This term refers to the total cost of a financial transaction or investment product, which includes all possible costs. This can include financing fees, transaction fees, management fees, advisory fees and other ancillary costs. All-in costs are often expressed as a percentage on an annual basis, giving investors and clients a complete picture of the total costs they bear when entering into an investment or financial transaction.This term is relevant in various contexts, such as when investing in funds, taking out loans, or entering into contracts. It provides a more transparent and realistic picture of the actual costs associated with a financial decision. Understanding all-in costs is essential for comparing different products and making informed choices in finance.