Yield and Cost

Your ideal retirement: good returns, low costs.
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  • Vive Retirement Portfolio

The above portfolio has been chosen to give a picture of returns over the past year and does not contain any investment recommendation or advice (within the meaning of 1:1 Wft), nor an offer to make financial decisions. The portfolio that Vive puts together for you is tailor-made and will differ. Past results are no guarantee for the future.

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FAQ

Frequently asked questions about Costs

What happens to my deposits and investments when Vive stops?
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The subscription that is just right for you and your organization.

Our subscriptions.

Independent
Also ideal as a DGA
7,50€
 /month
Perfect for self-employed individuals and CEOs
Flexible Inserts
Automatically connected to the Tax Office
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Start-up
Start-up favorite
6,25€
/month /employee
Perfect for organizations of 2 - 50 FTE
Flexible Inserts
Automatically connected to Tax Office
Contact sales
Scale-up
Popular with CFOs
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Get a customized quote
Perfect for organizations of 50 FTE or more
Employee retention and retention
Automation and ease of use for your employees
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We charge a one-time €45 per person for the onboarding (webinar/Q&A) and CDD/KYC

Want to know more? Let's dive in.

Subscription
What do you get?
Independent
Business
Large Business
Personal Investment Plan.
A customized investment plan just for you. This will be plan is completely tailored to your financial situation.
Automatic Risk Deduction.
As your retirement date approaches, the risk is automatically reduced to protect your returns.
Real-time Insight via the Vive App.
Track the progress of your retirement anytime, anywhere through the easy-to-use app. Easily see what your money is invested in and how it is performing.
Flexible Inserts.
Easily adjust the amount of the deposit at any time. For you (and your employees). Offering only the account is also possible. Everything is tailored to your needs.
Automatically connect to the IRS.
Through our automatic connection with the tax authorities, the pension deposits are forwarded directly. This means you don't have to go through any additional administrative steps.
Automatic spread investments.
Vive invests in globally diversified funds to optimize your retirement income. We also include ESG valuations to maintain a good balance between returns and the world.
Employer dashboard.
Keep track of your retirement expenses in the employer dashboard. Easily and efficiently manage your team's pension plans without administrative hassle.
Financial advisor for your employees.
Not only access to smart technology, but also personal guidance. So you know exactly how to build your maximum retirement.
Connections to HR and accounting software.
Link Vive directly with your HR and accounting software.
Investment costs
What are the other costs?
Independent
Business
Large Business
With us you pay no transaction fees
Account fees
Vive charges an AuM (Assets Under Management) fee for the use of the investment account. These are calculated on the invested average for the year in question). This allows Vive to provide its services.
0.35% of your AuM
0.35% of your AuM
0.35% of your AuM
Fund costs
Fees from the funds in which Vive invests. These fees are charged by the funds themselves.
0.09-0.16% per year
0.09-0.16% per year
0.09-0.16% per year
Entry and exit costs
The fees from the funds invested in by Vive. When a transaction takes place it is settled by them.
0.09-0.15% per year
0.09-0.15% per year
0.09-0.15% per year
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Contact sales
Making an appointment

Discover all retirement options for your business

Get a complete picture of the pension landscape in the Netherlands in just 30 minutes. Includes an overview of all options and choices.

30 min.
Google Meet
Paul Spronk
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The Footnote

Investing offers opportunities, but it also comes with risks. It is possible that you will lose (part of) your investment. Therefore, it is wise to first understand the risks involved. Read on and find out how to invest responsibly. You can see our full investment policy here.

Frequently asked questions

Help Center
Direct Support
What are fund fees?

Fund fees, or management fees, are the fees charged by a mutual fund for managing and administering the fund. These include management fees (fees for fund management), administration fees (fees for administration and accounting), distribution fees (fees for marketing and distributing the fund) and other fees (e.g., legal and operational fees). These costs are deducted from the fund's return, reducing the net gain to investors.

What are investment fees?

Investment fees are the costs you incur when investing in financial products. They include transaction fees (fees for buying and selling investments), fund fees (fees for managing mutual funds), custody fees (fees for keeping investments), advisory fees (fees for financial advice), foreign exchange fees (fees for currency exchanges).

How do I close my Vive account?

What a shame that you are considering leaving us. We want to thank you for using our app! If you choose to close your Vive account, you can easily arrange this through the Vive App. In the menu, you'll find the "Close Account" option. Once we receive your request, we will block your account and send you a confirmation once everything has been completed. Make sure you have withdrawn your money before your account closes and your accrued pension is transferred to another provider. After closing your Vive account, your data will be processed according to the AVG: Personal data from financial institutions are kept for 5 - 7 years according to the 'MiFID2' directive and then completely deleted. Can't log into your Vive account (anymore)? Have you not received a confirmation email within 2 weeks? If so, please send an email to support@viveapp.com with the email address you signed up with.

What is a good pension?

A good pension is an income you receive after you stop working that allows you to live comfortably. Its amount depends on your personal standard of living, desires, and the expenses you expect to have during retirement.

What is the expected outcome?

The expected outcome is an estimate of the retirement income you can expect based on the investment strategy Vive puts together specifically for your situation. This result may vary due to market fluctuations and personal choices