Returns and Rates

Your ideal retirement: good returns, low costs.
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  • Vive Retirement Portfolio

The above portfolio has been chosen to give a picture of returns over the past year and does not contain any investment recommendation or advice (within the meaning of 1:1 Wft), nor an offer to make financial decisions. The portfolio that Vive puts together for you is tailor-made and will differ. Past results are no guarantee for the future.

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FAQ

Frequently asked questions about Costs

What is monthly net income?
What are fixed expenses?
What is livelihood?
What is flexible spending?
How does this action work?
Are my investments with Vive sustainable?
What happens to my deposits and investments when Vive stops?
What makes Vive unique?
What is the mission of Vive?
Who are the cooperation partners of Vive?

The subscription that is just right for you and your organization.

Our subscriptions.

Freelance
Also ideal as a DGA
7,50€
 /month
Perfect for self-employed individuals and CEOs
Flexible Inserts
Automatically connected to the Tax Office
Get started
Start-up
Start-up favorite
6,25€
/month /employee
Perfect for organizations of 2 - 50 FTE
Flexible Inserts
Automatically connected to Tax Office
Contact sales
Scale-up
Popular with CFOs
Request
Get a customized quote
Perfect for organizations of 50 FTE or more
Employee retention and retention
Automation and ease of use for your employees
Making an appointment
We charge a one-time €45 per person for the onboarding (webinar/Q&A) and CDD/KYC
Subscription
What do you get?
Freelance
Business
Large Business
Personal Investment Plan.
A customized retirement investment plan just for you. This will be plan is completely tailored to your financial situation.
Automatic Risk Deduction.
As your retirement date approaches, the risk is automatically reduced to protect your returns.
Real-time Insight via the Vive App.
Track the progress of your retirement anytime, anywhere through the easy-to-use app. Easily see what your money is invested in and how it is performing.
Flexible Inserts.
Easily adjust the amount of the deposit at any time. For you (and your employees). Offering only the account is also possible. Everything is tailored to your needs.
Automatically connect to the IRS.
Through our automatic connection with the tax authorities, the pension deposits are forwarded directly. This means you don't have to go through any additional administrative steps.
Automatic spread investments.
Vive invests in globally diversified funds to optimize your retirement income. We also include ESG valuations to maintain a good balance between returns and the world.
Employer dashboard.
Keep track of your retirement expenses in the employer dashboard. Easily and efficiently manage your team's pension plans without administrative hassle.
Financial advisor for your employees.
Not only access to smart technology, but also personal guidance. So you know exactly how to build your maximum retirement.
Connections to HR and accounting software.
Link Vive directly with your HR and accounting software.
Investment costs
What are the other costs?
Freelance
Business
Large Business
With us you pay no transaction fees
Account fees
Vive charges an AuM (Assets Under Management) fee for the use of the investment account. These are calculated on the invested average for the respective year). This allows Vive to provide its services.
0.35% of your AuM
0.35% of your AuM
0.35% of your AuM
Fund costs
Fees from the funds in which Vive invests. These fees are charged by the funds themselves.
0.09-0.16% per year
0.09-0.16% per year
0.09-0.16% per year
Entry and exit costs
The fees from the funds invested in by Vive. When a transaction takes place it is settled by them.
0.09-0.15% per year
0.09-0.15% per year
0.09-0.15% per year

Discover all retirement options for your business

Get a complete picture of the pension landscape in the Netherlands in just 30 minutes. Includes an overview of all options and choices.

30 min.
Google Meet
Paul Spronk
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The Footnote

Investing offers opportunities, but it also comes with risks. It is possible that you will lose (part of) your investment. Therefore, it is wise to first understand the risks involved. Read on and find out how to invest responsibly. You can see our full investment policy here.

Frequently asked questions

Short answers

What is a good pension?

A good pension is an income you receive after you stop working that allows you to live comfortably. Its amount depends on your personal standard of living, desires, and the expenses you expect to have during retirement.

What is the expected outcome?

The expected outcome is an estimate of the retirement income you can expect based on the investment strategy Vive puts together specifically for your situation. This result may vary due to market fluctuations and personal choices

How much should I put in?

The deposit needed for a desired retirement income varies from person to person and depends on your retirement goal, age, desired retirement age, and expected returns. The retirement calculator can help you determine this amount. You can base a rough calculation of the deposit on the eventual monthly income you want during your retirement. You calculate or determine how much you want per month. Then you calculate back how much you need to put in to achieve this.

What is an annuity?

An annuity is a financial product that provides a periodic payment, such as monthly or annually, for a specified period of time or for life. This can be part of your pension accrual, where you convert part of your pension capital into a fixed benefit.


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