Automatic rebalancing

Your portfolio will always fit your risk preferences because we automatically maintain the right ratio of funds.

Tracked 24/7

Your investments are monitored by our plan manager so you don't have to.

Automatic de-risking

Your portfolio is being built more and more securely so that the chance of you achieving your goal increases as your goal date approaches.

This is how we limit your risk.

As you can read in our investment policy, we believe that investing well also means actively limiting risk. Besides our fund selection, we do two other things to manage your risk as well as possible.

Automatic rebalancing: sometimes the risk profile of your investment portfolio changes. This is because the market, and thus the value of your stocks, fluctuates constantly. So suddenly your riskier investments can outweigh your safer investments. You then run more risk than you really want. That's why we rebalance your portfolio regularly. That means that we buy and sell certain funds so that the risk profile of your portfolio matches your plan again. 


Automatic risk reduction: we reduce risk the closer you get to your goal. We do this by choosing increasingly safer investments. For example, we can gradually replace equity funds (higher risk) with bond funds (lower risk). In this way, the chance that you will achieve your goal increases over time.

If your plan changes, we immediately calculate a new strategy that suits you. The app shows you exactly how we do this. Go to your plan in the app > portfolio > strategic.