The Act on the segregation of assets and investor compensation. Companies that provide investment services must, by law, keep their own assets separate from the invested assets of clients.

If things go wrong, their clients' investments are safely in a separate fund. Vive complies with the rules of asset segregation.

The Dutch Authority for the Financial Markets (AFM) monitors whether Vive complies with the rules applicable to asset segregation. These rules ensure that if Vive goes bankrupt, our clients' investments are separated from Vive's assets. As a result, clients' investments are not included in the bankruptcy estate.

In the unlikely event of fraud and/or mismanagement at Vive and Vive cannot guarantee the rules of asset segregation, there is an investor compensation scheme for aggrieved investors.

The investor compensation scheme offers protection up to a maximum of EUR 20,000 per person and per company.

If you and your partner have a joint investment account, you are guaranteed to receive a maximum of EUR 40,000 back together.

‍More information about the investor compensation scheme can be found on the website of De Nederlansche Bank.